Pick the monthly payment that's right for your budget and get a term and rate matched to that amount.Precision Pricing™ unlocks terms that are unavailable at other lenders, saving you far beyond a standard refi. When you refinance student loans, you get credit for the positive changes to your financial profile since you originally took out the loans.Student loan selector Find a private student loan that meets your needs.Consolidate or refinance your student loans See how student loan consolidation or refinance affects your monthly payment.
When you refinance, you typically work with a company to pay off the original loan(s) and get a new unified loan at a lower rate.
Prime Rate is an annual variable rate of interest announced by Royal Bank of Canada from time to time as its Prime Rate.
The above calculations assume that for each loan, the debt is repaid in equal monthly installments for the specified term with no balance left at the end of the term.
Student loan calculator Estimate how much you may need to borrow for college.
Student loan debt calculator Determine how much student loan debt you can manage based on your potential earning power.